Our History

JOINAS SACCO SOCIETY LIMITED Formerly known as Kiambaa Dairy Rural Sacco Limited was registered in November 1999 with the aim of mobilization of savings for the purpose of lending to its members. In January 2009, the Sacco established a FOSA which provides basic financial services including monthly milk payments from Kiambaa Farmers’ Co-operative, Salaries payments for Gratom Babz Services among others. The Sacco currently is duly licensed as deposit taking institution by the Sacco Societies Regulatory Authority (SASRA).

Our Mission

To empower customers through mobilization of savings, provision of market-driven financial solutions and high returns.

Our Vision

To be the financial institution of choice that transforms lives globally.